Bespoke Liability Solutions for Complex Sectors
Construction and trades, mining support services, manufacturing, or sports – we offer responsive underwriting, customised coverage, and a genuine conversation when it matters.
More Than a Quote: A Strategic Underwriting Partner
We provide bespoke liability solutions that reflect the real needs of your clients, building tailored coverage that may fit. We take on the complex, where others say no.
We go beyond the quoting. We clarify, customise and collaborate, so you can support your client with confidence.
What We Offer
At York, we specialise in underwriting designed for complexity and built for Brokers. Our services are grounded in four key pillars:
A focus on cover for complex and high-risk sectors
Industry-tailored policy wordings and flexible endorsements
Fast, reliable quoting and seamless policy placement
Responsive service from experienced underwriters
Real Underwriting for Real-World Risks
Partner with an expert who understands sector challenges and acts fast. We listen to what the risk needs and shape solutions to match, not just policies that tick boxes.
We support Insurance Brokers, in their industry, with:
- Customised wordings and flexible documentation
- Policy lifecycle support and responsiveness even after binding
- Claims support, delivered through trusted partners, with York oversight.
- Direct access to experienced underwriters who act with clarity and urgency
Our Area of Expertise
Construction & Trade Services
Cover for builders, trades and contractors, shaped around real-world site risks, subcontractor arrangements and contracts. Practical coverage, ready to quote fast.
Mining Services
We tailor liability cover for shutdown crews, mining contractors and on-site operators. We understand access limits, contracting layers and move quickly to help you secure placement.
Sports & Recreation
Responsive cover for sports associations, amateur clubs, venues and event organisers. We address participant risk, volunteers and liability gaps with wordings designed for real-world operational demands.
Manufacturing & Distribution
Liability cover built around your client’s product, supply chain and export risk. We understand business pressures and adapt fast to help you protect your clients.
Hard-to-Place & Hybrid Risks
If your client doesn’t fit neatly into a category, we’re the agency to call. Our flexible mindset and decision-ready underwriters mean we’ll give you a fast, honest answer and often, a creative way forward.
Let's Talk Solutions
Get in touch with York Underwriting and speak directly with an underwriter who gets it.
How We Work with Australian Brokers
Our process is built for speed, clarity and flexibility. We are designed to work around you, not the other way around.
We review your proposal form - whether it's yours or ours.
We make decisions fast and call for clarity - no delays.
We quote quickly, with accuracy and transparency.
We stay involved, from binding to claims.
Claims Support That Stays Involved
From first notification to final resolution, York Underwriting stays involved.
At York, we know a claim is more than a transaction, it’s a test of trust. That’s why we don’t step away once the policy is bound. We help you work with experienced third-party administrators to manage claims, remaining actively involved to support you throughout the process.
Whether it’s clarifying coverage, providing documentation or escalating concerns, we’re here to help protect your client relationships.
Frequently Asked Questions
Do I have to use your proposal forms?
No. We accept broker-submitted proposal forms, questionnaires or other supporting documents. If we need more detail or clarification, we won’t bounce it back, we’ll pick up the phone. Our focus is on moving the process forward, not creating hurdles.
Do you only underwrite liability?
Liability is our core focus. We underwrite public and products liability for complex and high-risk sectors like construction, mining services, manufacturing and sports and recreation. Our expertise ensures policies are tailored, not templated.
Do you customise policies?
Yes, absolutely. Every York policy is tailored to reflect the sector, client profile and real-world exposures. We offer industry-tailored wordings, flexible clauses and customised endorsements. If you have something unusual in a contract, we’ll work with you to get it right.
What types of liability coveraged do you cover?
We cover a broad range of liability exposures, including public liability, products liability, advertising liability, recall expenses, errors and omissions, contractual liability and can write excess liability policies too! If the risk is hard to place or outside the box, talk to us early, we often say yes where others don’t.